Our brains are wired to second-guess even our best financial plans. This post tells the story of how greed and FOMO almost derailed my strategy, and why automation is the single best tool to protect your money from your own psychology. Learn how to set a default and make the hard financial decision only once.

Get a clear, actionable framework for your annual financial planning. This post walks through a step-by-step process: estimate income, define necessary expenses, and strategically allocate the rest to your long-term goals and lifestyle wants. A practical guide to enter the new year feeling in control.