A personal reflection on Ben Renshaw’s "Purpose." Discover how major life events - from early independence to navigating blended families - shape core values like transparency, self-reliance, and trust.

I’ve tracked expenses since I was 20, but my number always fluctuated by up to 40%. I share why I could never set a fixed budget, and how discovering the term Spending Plan provided the clarity and calm I needed. The difference is the shift from a fixed ceiling to a dynamic blueprint that reflects my ever-changing life.