I was confused about what to do with my savings until I read 'The Simple Path to Wealth'. This book laid the very first seeds for financial freedom, providing a simple, three-step formula and the knowledge of the 4% rule that became my foundational roadmap for long-term planning and investing.

In the final part of this series, the focus shifts to the ultimate goals. This post defines the numbers that complete the dream: the "Key Bill" passive income that covers a major expense, the Financial Independence (FIRE) number that makes work truly optional, and the “Big Dream” fund.