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Side-by-side illustration of two people holding certificates — a CFP® (Certified Financial Planner) and an AFC® (Accredited Financial Counselor) — representing comprehensive financial planning versus financial counseling and behavior change.

Side-by-side illustration of two people holding certificates — a CFP® (Certified Financial Planner) and an AFC® (Accredited Financial Counselor) — representing comprehensive financial planning versus financial counseling and behavior change.

CFP vs AFC: What It Actually Takes to Earn Each, and How to Verify It

CFP vs AFC — the requirements, the exam difficulty, and how to actually verify someone holds either credential, side by side.

Elizaveta Shafir

Sep 55 min read

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