My partner and I had completely different views on gifting. Learn how we aligned our conflicting gifting philosophies, set a clear budget, and shifted our focus from expensive items to thoughtful giving to raise financially mindful kids.

I’ve tracked expenses since I was 20, but my number always fluctuated by up to 40%. I share why I could never set a fixed budget, and how discovering the term Spending Plan provided the clarity and calm I needed. The difference is the shift from a fixed ceiling to a dynamic blueprint that reflects my ever-changing life.