Roth vs Traditional | Intentional Money

A woman packs a small plum travel bag tagged Roth IRA beside a much larger plum suitcase tagged Roth 401(k), illustrating the difference between a Roth IRA and a Roth 401(k)

Roth IRA or Roth 401(k)? How They Differ and Which One to Fund First

Roth IRA and Roth 401(k) are both Roth, but the limits, income rules, and access to your money differ. Here's how they compare and how to decide which to fund first.

Wealth Building

Elizaveta Shafir

Sep 2810 min read

A woman waters seedlings in two garden beds marked Traditional and Roth, illustrating the choice between paying tax now or later on retirement savings

Roth vs Traditional: How to Decide When You Pay the Tax

Traditional or Roth? The real question is when you pay the tax. Here's the math, what points the answer one way or the other, and how it applies to your 401(k) and IRA.

Wealth Building

Elizaveta Shafir

Sep 2710 min read

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Roth IRA or Roth 401(k)? How They Differ and Which One to Fund First

Roth vs Traditional: How to Decide When You Pay the Tax

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