HSA | Intentional Money

A woman at a sunroom desk places a seed packet into a sage tin labeled Retirement, beside tins labeled Health, Education, and Taxable, illustrating different accounts for different goals

Tax-Advantaged Accounts: Why Use Them Instead of a Regular Brokerage Account

Why use retirement accounts instead of a regular brokerage account? How tax-advantaged accounts work, how to reach the money early, and when taxable wins.

Foundations

Elizaveta Shafir

Oct 710 min read

A woman in a blush shirt and sage apron, with a long side braid, snips fresh herbs into a basket at a wooden bench inside a glass greenhouse, beside a sage pot with a tag reading HSA, illustrating the HSA triple tax advantage.

The HSA Is the Best Tax Deal You're Probably Not Using Fully

An HSA offers a triple tax advantage no other account matches — but only if the high-deductible plan behind it actually fits your life. Here's how the account works, how I use mine, and what to check before you assume yours is working for you

Foundations

Elizaveta Shafir

Aug 259 min read

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Tax-Advantaged Accounts: Why Use Them Instead of a Regular Brokerage Account

The HSA Is the Best Tax Deal You're Probably Not Using Fully

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