401(k) loan | Intentional Money

A woman takes a plum book with a mint return card from a sage bookshelf labeled 401(k), illustrating borrowing from your own 401(k)

Borrowing From Your 401(k): How a 401(k) Loan Works and When It Makes Sense

A 401(k) loan lets you borrow from yourself with no credit check. Here's how it works, what it really costs, and the job-change risk to weigh before you borrow.

Foundations

Elizaveta Shafir

Oct 88 min read

A woman carries a sage box labeled 401(k) toward an open doorway on moving day, illustrating what to do with a 401(k) after leaving a job

What to Do With Your 401(k) When You Leave a Job

Leaving a job? Your 401(k) can stay, move to a new plan, roll into an IRA, convert to Roth, or be cashed out. Here's how each option works and what it costs.

Wealth Building

Elizaveta Shafir

Oct 312 min read

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Borrowing From Your 401(k): How a 401(k) Loan Works and When It Makes Sense

What to Do With Your 401(k) When You Leave a Job

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