401(k) | Intentional Money

A woman takes a plum book with a mint return card from a sage bookshelf labeled 401(k), illustrating borrowing from your own 401(k)

Borrowing From Your 401(k): How a 401(k) Loan Works and When It Makes Sense

A 401(k) loan lets you borrow from yourself with no credit check. Here's how it works, what it really costs, and the job-change risk to weigh before you borrow.

Foundations

Elizaveta Shafir

Oct 88 min read

A woman at a sunroom desk places a seed packet into a sage tin labeled Retirement, beside tins labeled Health, Education, and Taxable, illustrating different accounts for different goals

Tax-Advantaged Accounts: Why Use Them Instead of a Regular Brokerage Account

Why use retirement accounts instead of a regular brokerage account? How tax-advantaged accounts work, how to reach the money early, and when taxable wins.

Foundations

Elizaveta Shafir

Oct 710 min read

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Borrowing From Your 401(k): How a 401(k) Loan Works and When It Makes Sense

Tax-Advantaged Accounts: Why Use Them Instead of a Regular Brokerage Account

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